Updated Friday, February 23 2018

Turn Times

Submission (LE and Disclosure)

Registered Before 12 PM (PST)Same DaySame Day
Registered After 12 PM PS (PST)Next DayNext Day

U/W Decision

Loan TypePurchaseRefinance
Fast Track Conv
(700 Fico, 80 Max LTV, Primary)
1 Business Day2 Business Days
Conv2-3 Business Days2-3 Business Days
FHA / VA2-3 Business Days2-3 Business Days
Jumbo3-4 Business Days3-4 Business Days
Portfolio2-3 Business Days3-4 Business Days

Condition Review

Loan TypePurchaseRefinance
CONV2 Business Days2 Business Days
FHA / VA2 Business Days2 Business Days
Jumbo2 Business Days2 Business Days
Portfolio2 Business Days2 Business Days


Loan Docwithin 48 Hourswithin 48 Hours
Funding Reviewwithin 24 Hourswithin 24 Hours

Important Dates to Follow

February DOCS Cut-off Dates April 1st Payments (west)

Last Day to Order Initial CD

Purchase (CONV)2/21/2018
Refinance (CONV)2/21/2018
Purchase (FHA)2/21/2018
Refinance (FHA)2/21/2018
FHA Streamline2/14/2018

Last Day to Order Loan Doc

Purchase (CONV)2/26/2018
Refinance (CONV)2/23/2018
Purchase (FHA)2/26/2018
Refinance (FHA)2/23/2018
FHA Streamline2/20/2018

Last Day to Return

Purchase (CONV)3/1/2018
Refinance (CONV)2/27/2018
Purchase (FHA)3/1/2018
Refinance (FHA)2/27/2018
FHA Streamline2/22/2018

Last Day to Fund

Purchase (CONV)3/5/2018
Refinance (CONV)3/5/2018
Purchase (FHA)3/5/2018
Refinance (FHA)3/5/2018
FHA Streamline2/26/2018