Updated Saturday, November 18 2017


Turn Times

Submission (LE and Disclosure)

TypePurchaseRefinance
Registered Before 12 PM (PST)Same DaySame Day
Registered After 12 PM PS (PST)Next DayNext Day

U/W Decision

Loan TypePurchaseRefinance
Conv1-2 Business Days2-3 Business Days
FHA / VA1-2 Business Days2-3 Business Days
Jumbo2-3 Business Days3-4 Business Days
Portfolio2-3 Business Days3-4 Business Days

Condition Review

Loan TypePurchaseRefinance
CONV2 Business Days2 Business Days
FHA / VA2 Business Days2 Business Days
Jumbo2 Business Days2 Business Days
Portfolio2 Business Days2 Business Days

Closing

DepartmentPurchaseRefinance
Loan Docwithin 48 Hourswithin 48 Hours
Funding Reviewwithin 24 Hourswithin 24 Hours

Important Dates to Follow

November DOCS Cut-off Dates January 1st Payments (west)

Last Day to Order Initial CD

Purchase (CONV)11/20/2017
Refinance (CONV)11/16/2017
Purchase (FHA)11/20/2017
Refinance (FHA)11/16/2017
FHA Streamline11/13/2017

Last Day to Order Loan Doc

Purchase (CONV)11/27/2017
Refinance (CONV)11/21/2017
Purchase (FHA)11/27/2017
Refinance (FHA)11/21/2017
FHA Streamline11/16/2017

Last Day to Return

Purchase (CONV)11/30/2017
Refinance (CONV)11/28/2017
Purchase (FHA)11/30/2017
Refinance (FHA)11/28/2017
FHA Streamline11/20/2017

Last Day to Fund

Purchase (CONV)12/5/2017
Refinance (CONV)12/5/2017
Purchase (FHA)12/5/2017
Refinance (FHA)12/5/2017
FHA Streamline11/27/2017